First American launches free title monitoring, fraud alerts

First American Title is offering customers a free property title monitoring and fraud alert service, citing growing concerns about real estate crime and identity-based property theft.

The service alerts homeowners to new public record filings — such as deeds or liens — that could affect property ownership.

Losses tied to cybercrime exceeded $13.7 billion in 2024, according to the FBI’s Internet Crime Report, while elevated home equity levels have made residential property an increasingly attractive target for fraud schemes.

“Real estate professionals are increasingly looking for more ways to help protect their homebuyers and sellers amid an ongoing wave of fraudster activity that is now powered by AI and advanced technologies,” said Jim Dulle, president of First American Title’s direct division. “By combining proactive title monitoring with the protection of title insurance, we’re giving our customers added peace of mind and an early fraud warning system at no additional cost.”

Services are paired with a title insurance policy issued by First American Title.

Customers who enroll can also access their title policy documents digitally and connect directly with claims support if ownership or title issues arise, the company said.

Monitoring services are currently available at no charge to customers who close transactions directly with First American Title in 25 states. The company said it plans to extend availability to existing First American title insurance policyholders later this year.

Eligible states include Texas, Florida, California, Arizona, Pennsylvania, New Jersey, Utah, Nevada, Oregon, Washington, Ohio, Hawaii, Alaska, Idaho, Wyoming, Colorado, New Mexico, Kansas, Oklahoma, Missouri, Minnesota, Wisconsin, Michigan, Illinois and Indiana.