Chris Planto returns to Rate as VP of mortgage lending

Top-producing mortgage originator Chris Planto has rejoined Rate as vice president of mortgage lending in the Houston market. Planto returns to Rate from CrossCountry Mortgage, where he most recently served as a senior loan officer.

“We are absolutely thrilled to welcome back Chris Planto to our Rate family,” said Todd Heaton, an executive vice president and Western divisional manager at Rate. “Chris is not only one of the best originators in the country, he’s also genuinely kind and a great person to be around. We’re proud to have him back where he belongs.”

Planto served at Rate between 2019 and 2022, during which time he earned Chairman’s Circle honors and built a reputation for exceptional client service, mentorship and results.

“There’s nothing like the culture at Rate,” Planto said in a statment. “It’s a place where top producers share ideas, learn from each other, and have the technology and support to deliver the best possible experience for clients.

“I’ve also seen the incredible talent that’s joined Rate recently and the growth happening in the Houston market — it’s an exciting time to be back and part of this team. It feels like coming home.”

According to Modex data, Planto’s year-to-date production is $28.25 million, with an average loan size of $448,467. In 2024, his production totaled $49.89 million across 138 funded loans.

“We’re building something truly special here in Houston, and Chris’s return is a reflection of that momentum,” said Chris Kelso, senior vice president and Houston regional manager at Rate.

“He brings deep market knowledge, a relentless drive to help clients succeed, and the kind of leadership that inspires everyone around him. Having someone of his caliber back on our team is a huge win for the Houston market and for Rate as a whole.”